About Michael . . . . . .

Hi, I’m Michael Ruger. I’m the Managing Partner and Chief Investment Officer of Greenbush Financial Group.

I have always been a huge fan of helping people with their finances whether they are clients of our firm or not which is why I created our blog and YouTube channel back in 2017 in an effort to share our best financial planning, retirement planning, tax strategies, and investment ideas with as many people as possible. My primary goal is to help individuals avoid big financial missteps, discover financial solutions that may not have been aware of, and to help people optimize their financial future.

I spent most of the day working with clients from all over the country to map out their plans for retirement, developing custom fee-based financial plans, managing their investments, and identifying tax solutions unique to their personal circumstances.

I love the financial industry because each day is different, each client that I work with is different, and the tax laws and financial markets are ever-changing. It literally makes each day a new adventure in the world of finance.

My Background…………..

I have been in the financial planning and investment industry for over 20 years. My career started in the investment department of a bank that specialized in employer-sponsored retirement plans. I later obtained by CFP® designation and expanded into personal financial planning and investment management. At the age of 26 , I became the Chief Investment Officer of Greenbush Financial Group and over the past 17+ years we have grown the firm to over $489,000,000 in client assets. I maintain the following well-recognized designations:

Certified Financial Planner™

My Family & Hobbies

Family wise, I’m married to my wife Joelle and we have three daughters, Maddie, Ellie, and Mia. The only other male in the house is my French Bulldog named “Knox”. We are fully emerged in what I have come to call the “organized chaos of life” juggling work, kid’s sports, house projects, homework, family gatherings, etc. For fun, I’m big into running and anything fitness related. I’m also a super early riser. My day typically starts at 4am with a run or workout and then the work day begins from there.